#1 Way to Beat Accredited Collection Services in Court | 2024.

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Accredited Collection Services, Inc. is a legit third-party debt collection agency operating for almost four decades. They specialize in buying and collecting debts, and they have a long-standing reputation in the industry.

Despite their reputation, Accredited Collection Services has received numerous consumer complaints regarding their collection practices. These complaints mostly allege violation of the Fair Debt Collection Practices Act (FDCPA), a federal law regulating the behavior of debt collectors and protecting consumers from harassment and other abusive tactics.

If you are currently facing a lawsuit from Accredited Collection Services, it’s essential to understand your rights under the FDCPA and know how to protect yourself. Debt Management Success can connect you with legal experts who can help you navigate the legal process and provide the necessary guidance to fight against the allegations.

We understand that facing a lawsuit and debt collector calls can be a stressful and overwhelming experience, and that’s why we are here to help you every step of the way. Our goal is to give you the best possible chance of success in court and ensure that your rights as a consumer are protected.

Accredited Collections Services is a debt collector.

If you do not pay your credit card or loan, your original creditor may choose to sell or assign your debt to a third-party debt collection firm. If Accredited Collection Services filed a lawsuit against you, this is the debt collector to whom your debt was sold.

Contact Information for Accredited Collection Services:

Accredited Collection Services Address: 716 Tara Plaza, Papillion, NE 68046

Accredited Collection Services Website: https://acsomaha.com/

Accredited Collection Services Telephone number: (402) 331-0103

Follow These Tips to Outperform Accredited Collection Services in Court 

Never Ignore a Debt

It is crucial that you do not ignore a debt litigation. Ignoring a lawsuit is a common mistake, as it may seem easier to avoid dealing with it. However, this is the worst thing you can do, as the problem will not go away on its own. 

If you ignore the litigation, a default judgment may be granted against you, meaning you will automatically lose the case. As a result, your earnings may be garnished, money can be withdrawn directly from your bank account, and you may even incur further debt. 

Therefore, it is important to promptly address the issue before it escalates. Responding to the lawsuit enables you to negotiate for yourself. Regardless, make sure you deny any responsibility for the debt.

Never Accept Liability for Debt.

To challenge your debt collection case, you must submit an official response that refutes any accusations of financial wrongdoing. If you take full responsibility for the debt, you’ll leave yourself with very little room for negotiation. 

Therefore, it’s essential to deny culpability and take a strong stance against the allegations, which will give you a better chance of resolving the matter in your favor.

Request proof of the debt.

If you file a denial of culpability and the debt collector does not back down, you must follow up with a request. Request evidence of your debt. They will be legally compelled to give documentation that they hold your debt, have the right to sue you for it, and where it came from.

Proof can be an original credit receipt or other “chain of custody” papers. Sometimes the debt passes through several hands. This means that information may be lost, making it impossible to present proper proof.

Select the Right Defenses to Fight Debt Collectors.

There are other defenses to consider. 

  • These may include:
  • Mistaken Identity
  • Past bankruptcy
  • Fraudulent charges.
  • The statue of limitations has expired.
  • Filing a counterclaim for violations of the FDCPA by the debt collector.

Remember, You Have Options.

If Accredited Collection Services takes legal action against you for debt, you might feel helpless and out of options. However, exploring potential defenses and asking for proof of the debt is essential. Remember, you always have choices and don’t have to let debt control your life.

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